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Consumer Directed AccountsEmployers offering health spending accounts to their employees provide a way for them to save money on deductibles and health care expenses not covered under their health plan. Whether they're funded by the employer, employee or both, Prairie States provides excellent TPA services for these plans. Health care providers appreciate the quick processing and attention to detail of Prairie States claims administrators. And, with options like Benny Card, providers can receive much faster payment of amounts that are owed by the patient.
Health Savings Accounts (HSAs) and
Health Reimbursement Accounts (HRAs)
Prairie States offers claims administration of health benefit plans that include HSA, HRA and Flexible Spending Account options, or any combination of these features. With one of the nation’s leading legal experts on retainer, Prairie States has a thorough understanding of these rapidly evolving programs, permitting us to consult with and advise our customers of the latest trends and changes in regulations.
Section 125 Flexible Spending Accounts with Autoflex
Complete Section 125/129 administration, including plan document development, is available. Through the Autoflex feature, Prairie States automatically issues Flex checks to members for health care expenses not covered, such as deductibles. Prairie States provides confirmation statements, forfeiture reporting, salary deduction data, and reimbursement checks for employees. Participants may check all aspects of their Flex account balances and payments online at anytime using our convenient Prairie Interactive web tools.
Electronic submission streamlines claims administration
Patients get faster payment from their HSA, HRA or flexible spending accounts by submitting claims online. Our interactive web tools make it easy to submit Flexible Spending Account Claims.
Benny Card® advantages
Members can take advantage of the convenience of Benny Card, a special-purpose MasterCard or Visa card that makes it easy to pay for qualified health care benefit expenses. Benny Card lets them access the pre-tax dollars set aside in benefits accounts such as FSAs, HSAs and HRAs. Participating providers process eligible charges like a credit card, but the funds are deducted from the employee's account directly, avoiding the delays and administrative expenses of billing patients and waiting for their payment. Contact Prairie States at 1-800-615-7020 for details.